Accountants for Adult Content Creators
Discreet, specialist tax for adult content creators. Whether you earn on OnlyFans, Fansly or elsewhere: your Self Assessment, the VAT question, going limited, and every expense you are allowed to claim. Regulated by the ACCA, with a fixed fee agreed before we start.
- Your Self Assessment, done right and on time
- The OnlyFans VAT position handled, not guessed at
- Sole trader or limited company, and when to switch
- An ACCA-regulated practice, fixed fees agreed first
Get a Fixed-Fee Quote
- Fixed fee up front
- No obligation
- Reply within 1 working day
What Happens to Every £100 You Earn on OnlyFans
OnlyFans keeps twenty percent before you see a penny. What lands in your account is the eighty percent, and it is that, less what you spend running the business, that you are taxed on.
The part people get wrong is which figure counts towards the £90,000 VAT threshold, and whether they are trading at all under the £1,000 allowance. The VAT answer is genuinely unsettled and turns on the platform rules, so it is a question to get right rather than guess. That is exactly the part we handle.
Money earned as an adult content creator is taxable, the same as any other self-employed income, whether it comes from OnlyFans, Fansly or anywhere else. If you make more than the £1,000 trading allowance in a tax year, you have to tell HMRC, register for Self Assessment and report it. That much is simple. The rest, the VAT question, whether to go limited, and what you can actually claim, is where a specialist earns the fee, and where a general accountant who has never seen a creator account tends to guess.
We work with creators only on the tax. We keep it discreet, we keep it correct, and we do not lecture. Whether you are doing this on the side or it is your full-time income, the job is the same: pay what you owe, claim what you are due, and keep HMRC off your back.
Guides to OnlyFans Tax
Straight answers to the questions creators actually ask, from whether you owe tax at all to the VAT position most accountants get wrong.
Do You Pay Tax on OnlyFans
This guide explains when OnlyFans income becomes taxable, how the trading allowance works, and what income tax and National Insurance you pay.
Read the guideOnlyFans and VAT
This guide sets out the VAT registration threshold and why counting platform income towards it is genuinely complex.
Read the guideAllowable Expenses for Creators
This guide covers the wholly and exclusively rule, equipment, home working and why everyday clothing cannot be claimed.
Read the guideSole Trader or Limited Company
This guide compares how sole traders and limited companies are taxed so you can weigh the choice on your own numbers.
Read the guideOnlyFans and Self Assessment
This guide walks through registering, the deadlines, the pages you complete and payments on account.
Read the guideOnlyFans Tax and Privacy
This guide explains what tax requires you to declare, what stays confidential, and what a limited company puts on the public record.
Read the guideGoing Full Time on OnlyFans
This guide pulls together higher rates, the VAT threshold, incorporation and payments on account for creators going full-time.
Read the guideWhat We Do for Adult Content Creators
The Self Assessment return prepared, filed and explained, with every allowable expense claimed and nothing invented. The VAT position worked through properly if you are anywhere near the £90,000 threshold, which on this platform is not the simple question it looks. The decision on whether a limited company saves you tax at your level, and the whole thing set up and run if it does. And the bookkeeping kept clean through the year so January is not a panic.
We do it in confidence. Your name, your figures and what you do for a living stay between you and us.
Where OnlyFans Tax Gets Hard
Three things trip creators up. The VAT threshold: because OnlyFans is the platform in the middle, which figure counts towards the £90,000 is genuinely unsettled, and getting it wrong is expensive either way. Expenses: the wholly-and-exclusively rule is stricter than people assume, and everyday clothing in particular is not allowable however work-related it feels. And the sole-trader-versus-company decision, which is a real calculation at higher earnings, not a slogan.
We give you the actual answer for your numbers, not a rule of thumb off a forum.
How We Quote
A fixed fee in writing before anything starts, set by what you need rather than by an hourly clock. A single Self Assessment return is a different price from a limited company with VAT and monthly bookkeeping.
If your position is straightforward, we will tell you what you can reasonably do yourself rather than quote for it.
What We Do Not Do
We do not judge, and we do not gossip. We are accountants, and the work is your tax, kept confidential. We do not sell tax-avoidance schemes either. The job is to apply the rules correctly and claim what you are genuinely due, not to hide income, which is the fastest way to a HMRC enquiry.
We are also not a directory, and we are not connected to OnlyFans. Your enquiry does not go to a panel of firms, nobody pays us to be recommended, and there are no testimonials on this site, because we will not publish any we cannot evidence and would not ask a creator to be named anyway.
What We Are Engaged to Do
Self Assessment for Creators
Your annual tax return prepared, filed and explained, with every allowable expense claimed.
OnlyFans VAT
Working out whether you need to register for VAT, then running the registration and returns.
Limited Company for Creators
Setting up and running a limited company where it saves tax at your level, filings and all.
Bookkeeping for Creators
Your income and expenses kept clean through the year, in confidence, ready for the return.
Tax for OnlyFans Agencies
Accounts, payroll and creator-payment tax for OnlyFans management agencies.
Common questions
Do I have to pay tax on OnlyFans income?
Yes. Money you earn on OnlyFans is self-employed trading income and is taxable. If you earn more than the £1,000 trading allowance in a tax year you must register for Self Assessment, report the income and pay Income Tax and National Insurance on the profit. Registering late risks a penalty, so it is worth doing on time. We handle the registration and the return.
Is everything I earn taxed, or just what OnlyFans pays me?
You are taxed on your profit, not your turnover, and your turnover is the amount OnlyFans actually pays you, which is the 80% after their 20% cut, not the full £100 a subscriber spends. From that you deduct your allowable business expenses, and the profit that is left is what Income Tax and National Insurance are charged on.
Do I need to register for VAT?
Only if your taxable turnover reaches the £90,000 registration threshold. On OnlyFans, which figure counts towards that threshold is genuinely complicated, because the platform sits between you and the subscriber and handles the VAT to the customer under the Fenix rules. It is a question to get right rather than assume, and if you are anywhere near the threshold we work it out with you properly.
What can I claim as an expense?
Anything you buy wholly and exclusively for the business: equipment, a share of your home costs if you work from home, subscriptions and props that are genuinely only for the work. What you cannot claim is everyday clothing, even if you only wear it to create content, because HMRC treats ordinary clothing as having a private purpose too. The line matters, and we keep your claims on the right side of it.
Is this confidential?
Yes. What you do and what you earn stays between you and us, handled under the usual duty of client confidentiality. There is no phone room, nothing you send goes to a third party, and we would never publish a creator's name. Discretion is part of the service, not an add-on.
Tell Us Roughly What You Earn and We Will Quote
Tell us roughly what you make, on OnlyFans or any other platform, whether you are a sole trader or a limited company, and what you need: the Self Assessment, the VAT question, or the whole thing kept clean all year. We come back with a fixed fee and the dates that apply. Everything is handled in confidence, and if your position is simple we will say so rather than quote for a full package.
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